---
title: "Bima ya Maisha Tanzania - Linda Familia Yako | BIMA Milvik"
description: "Bima ya Maisha kuanzia TSh 2,500/mwezi. Msingi: TSh 1.65M. Premium: Hadi TSh 4M + ulemavu + zawadi. Linda familia yako leo!"
keywords: "bima ya maisha tanzania, life insurance, fidia ya kifo, bima ya ulemavu, linda familia, BIMA Milvik Tanzania"
url: "https://www.milvik.co.tz/bima-ya-maisha"
language: "en"
---

Kiswahili English

#  Linda Familia Yako  
Wakati Wowote 

Bima ya Maisha inahakikisha familia yako inabaki salama na kiuchumi hata ukiondoka 

#  Protect Your Family  
For Life 

Life insurance ensures your family stays financially secure even when you're gone 

[ Pata Taarifa za Bima Get Coverage Info ](/bima-ya-maisha-ombi) [ 0659 071 001 ](tel:0659071001)

Au WhatsApp:  Or WhatsApp:  [0658 104 193](https://wa.me/255658104193)

![A joyful Tanzanian family, including parents and children, smiles together in their warm, naturally lit home filled with plants.](https://jiaz0tia4t.koniglecdn.com/images/joyful-tanzanian-family.webp)

##  Chagua Mpango Unaofaa Choose Your Perfect Plan

##  MPANGO WA MSINGI BASIC PLAN

Ulinzi wa msingi kwa familia yako Basic protection for your family

2,500

TSh kwa mwezi TSh per month

![](https://jiaz0tia4t.koniglecdn.com/images/payout_family.webp) Fidia ya Kifo Life Cover

TSh 1,650,000

Familia yako itapata pesa hizi ukifariki Your family receives this if you pass away

![](https://jiaz0tia4t.koniglecdn.com/images/dependent_death_payout_logo_v2.svg) Kifo cha Mtegemezi Dependent Death

TSh 650,000

Fidia kwa mke/mume au mtoto wakifariki Compensation if spouse or child passes away

✓ Malipo Haraka Quick Payment

Wasifu ndani ya siku 3 za kazi baada ya kuwasilisha dai. Pesa zinaenda kwenye akaunti yako ya Mixx by Yas Payment within 3 working days after claim submission. Money goes to your Mixx by Yas account

[ CHAGUA MSINGI CHOOSE BASIC ](/bima-ya-maisha-ombi?plan=basic)

BORA ZAIDI BEST VALUE

##  MPANGO WA THAMANI YA JUU HIGH-VALUE PLAN

Ulinzi mkubwa + faida za ziada Greater coverage + extra benefits

###  Chagua Kiwango: Choose Level:

![Single person](https://jiaz0tia4t.koniglecdn.com/images/adult_male.webp) Mmoja = Wewe Single = You

|

![You](https://jiaz0tia4t.koniglecdn.com/images/adult_male.webp) +

![Spouse](https://jiaz0tia4t.koniglecdn.com/images/adult_female.webp) ![Child](https://jiaz0tia4t.koniglecdn.com/images/child_boy.webp) ![Parent](https://jiaz0tia4t.koniglecdn.com/images/elderly_male.webp)

Pamoja = Wewe +1 mrithi Joint = You +1 relative

\(+1 mrithi: mke/mume, mtoto, wazazi, au wakwe\) \(+1 relative: spouse, child, parents, or in-laws\)

Chini Low

Bima ya Mmoja Single Cover

4,500

Fidia: TSh 2M Cover: TSh 2M Bima ya Pamoja: 7,000 Joint: 7,000

Wastani Medium

Bima ya Mmoja Single Cover

6,500

Fidia: TSh 3M Cover: TSh 3M Bima ya Pamoja: 11,000 Joint: 11,000

Juu High

Bima ya Mmoja Single Cover

11,000

Fidia: TSh 4M Cover: TSh 4M Bima ya Pamoja: 17,000 Joint: 17,000

![](https://jiaz0tia4t.koniglecdn.com/images/payout_family.webp) Fidia ya Kifo Life Cover

TSh 4 milioni TSh 4 million

Pesa nyingi zaidi kwa familia yako Much more money for your family

![](https://jiaz0tia4t.koniglecdn.com/images/disability_permanent.webp) Ulemavu wa Kudumu \(TPD\) Total Permanent Disability \(TPD\)

TSh 4 milioni TSh 4 million

Ukiwa na ulemavu wa kudumu \(kama kupoteza mikono yote miwili, macho yote mawili, kusikia kabisa, au kuongea\) If totally and permanently disabled \(e.g., amputation or loss of use of both hands, total loss of sight in both eyes, total loss of hearing, or total loss of speech\)

![](https://jiaz0tia4t.koniglecdn.com/images/partial_permanent_disability.webp) Ulemavu wa Kudumu \(PPD\) Partial Permanent Disability \(PPD\)

TSh 1 milioni \- 1.5 milioni TSh 1 million \- 1.5 million

Ukiwa na ulemavu lakini si wa kudumu kabisa \(kama kupoteza mkono mmoja, jicho moja, sikio moja\) If permanently but partially disabled \(e.g., amputation or loss of use of one hand, loss of all sight in one eye, loss of all hearing in one ear\)

![](https://jiaz0tia4t.koniglecdn.com/images/minor_permanent_disability.webp) Ulemavu Mdogo \(MPD\) Minor Permanent Disability \(MPD\)

TSh 300,000 \- 400,000 TSh 300,000 \- 400,000

Ulemavu mdogo wa kudumu \(kama kupoteza vidole\) Minor permanent disability \(e.g., loss of finger\(s\), toe\(s\)\)

Bonasi ya Mwaka No Claims Bonus

TSh 20,000 \- 30,000 TSh 20,000 \- 30,000

Pata pesa kila mwaka 12 ukiwa huna dai Receive a cash lump sum every 12 months if there has been no claim on the policy in the year

[ CHAGUA THAMANI YA JUU CHOOSE HIGH-VALUE ](/bima-ya-maisha-ombi?plan=premium-high)

##  Bima ya Maisha Inafanya Nini? How Does Life Insurance Work?

Unalipa pesa kidogo kila mwezi. Ukifariki, familia yako inapata pesa nyingi za kukisaidia. You pay a small amount every month. If you pass away, your family gets a large amount of money to help them.

1

###  Lipa Pesa Kidogo Pay Small Amount

Kuanzia TSh 2,500 kila mwezi - kama bei ya soda 2 kwa siku Starting from TSh 2,500 per month - like buying 2 sodas a day

2

###  Familia Yako Inalindwa Your Family is Protected

Ulinzi unaanza mara tu unapolipa malipo ya kwanza Protection starts immediately after your first payment

3

###  Familia Inapata Pesa Nyingi Family Gets Large Sum

Hadi TSh 4 milioni - kwa karo ya shule, nyumba, na mahitaji mengine Up to TSh 4 million - for school fees, housing, and other needs

##  Jinsi Bima Inavyofanya Kazi How Insurance Works

Mifano ya kweli ya jinsi bima inavyosaidia Real examples of how insurance helps

###  Mfano 1: Juma Alifariki Example 1: Juma Passed Away

Kuhusu Juma: About Juma:

Umri wa miaka 35, mke na watoto 2. Alikuwa na Mpango wa Msingi wa kulazwa hospitalini - TSh 1,750 kwa mwezi. Age 35, with wife and 2 children. Had Basic Hospitalization Plan - TSh 1,750 per month.

Nini Kilitokea: What Happened:

Juma alifariki. Familia ilikuwa bila mshahara na madeni mengi. Juma passed away. Family was left without income and with many debts.

Bima Ilisaidia - Familia Ilipata: Insurance Helped - Family Received:

Fidia ya Kifo Death Benefit TSh 1,650,000

Matokeo: Result:

Mke wa Juma aliponya madeni, karo ya shule, na familia ikawa na pesa za maisha kwa miezi 8. Juma's wife paid off debts, school fees, and had living expenses covered for 8 months.

###  Mfano 2: Mke wa Amina Alifariki Example 2: Amina's Spouse Passed Away

Kuhusu Amina: About Amina:

Umri wa miaka 32, alikuwa na mume na watoto 3. Alikuwa na Mpango wa Msingi wa kulazwa hospitalini - TSh 1,750 kwa mwezi. Age 32, with husband and 3 children. Had Basic Hospitalization Plan - TSh 1,750 per month.

Nini Kilitokea: What Happened:

Mume wa Amina alifariki. Amina alihitaji pesa za mazishi na gharama za familia. Amina's husband passed away. Amina needed money for funeral and family expenses.

Bima Ilisaidia - Amina Alipata: Insurance Helped - Amina Received:

Fidia ya Kifo cha Mtegemezi Dependent Death Benefit TSh 650,000

Matokeo: Result:

Amina alilipa mazishi ya heshima, na alikuwa na pesa za kusaidia familia wakati mgumu. Amina paid for a dignified funeral and had money to support her family during the difficult time.

###  Kumbuka: Remember:

Malipo madogo kila mwezi yanaweza kulinda familia yako kutoka shinikizo kubwa la kifedha wakati mgumu. Small monthly payments can protect your family from major financial stress during difficult times.

##  Tayari Kulinda Familia Yako? Ready to Protect Your Family?

Anza leo na uhakikishe mustakabali wao ni salama Start today and ensure their future is secure

[ Pata Bei Get Quote ](/bima-ya-maisha-ombi) [ 0659 071 001 ](tel:0659071001)

[ WhatsApp ](https://wa.me/255658104193) \*150\*01\#