--- title: "Bima ya Maisha Tanzania - Linda Familia Yako | BIMA Milvik" description: "Bima ya Maisha kuanzia TSh 2,500/mwezi. Msingi: TSh 1.65M. Premium: Hadi TSh 4M + ulemavu + zawadi. Linda familia yako leo!" keywords: "bima ya maisha tanzania, life insurance, fidia ya kifo, bima ya ulemavu, linda familia, BIMA Milvik Tanzania" url: "https://www.milvik.co.tz/bima-ya-maisha" language: "en" --- # Linda Familia Yako Wakati Wowote Bima ya Maisha inahakikisha familia yako inabaki salama na kiuchumi hata ukiondoka # Protect Your Family For Life Life insurance ensures your family stays financially secure even when you're gone [ Omba Bima Sasa Request Insurance Now ](/bima-ya-maisha-ombi) [ 0659 071 001 ](tel:0659071001) ![Happy Tanzanian Family Protected by Life Insurance](https://jiaz0tia4t.koniglecdn.com/images/happy-tanzanian-family.webp) ## Chagua Mpango Unaofaa Choose Your Perfect Plan ## MPANGO WA MSINGI BASIC PLAN Ulinzi wa msingi kwa familia yako Basic protection for your family 2,500 TSh kwa mwezi TSh per month 💰 Fidia ya Kifo Life Cover TSh 1,650,000 Familia yako itapata pesa hizi ukifariki Your family receives this if you pass away 👨‍👩‍👧 Kifo cha Mtegemezi Dependent Death TSh 650,000 Fidia kwa mke/mume au mtoto wakifariki Compensation if spouse or child passes away ✅ Malipo Haraka Quick Payment Wasifu ndani ya siku 3 za kazi baada ya kuwasilisha dai. Pesa zinaenda kwenye akaunti yako ya Mixx by Yas Payment within 3 working days after claim submission. Money goes to your Mixx by Yas account [ CHAGUA MSINGI CHOOSE BASIC ](/bima-ya-maisha-ombi?plan=basic) ⭐ BORA ZAIDI ⭐ BEST VALUE ## MPANGO WA THAMANI YA JUU HIGH-VALUE PLAN Ulinzi mkubwa + faida za ziada Greater coverage + extra benefits ### Chagua Kiwango: Choose Level: 👤 Mmoja = Wewe Single = You | 👫 Pamoja = Wewe +1 mrithi Joint = You +1 relative \(+1 mrithi: mke/mume, mtoto, wazazi, au wakwe\) \(+1 relative: spouse, child, parents, or in-laws\) Chini Low Bima ya Mmoja Single Cover 4,500 Fidia: TSh 2M Cover: TSh 2M Bima ya Pamoja: 7,000 Joint: 7,000 Wastani Medium Bima ya Mmoja Single Cover 6,500 Fidia: TSh 3M Cover: TSh 3M Bima ya Pamoja: 11,000 Joint: 11,000 Juu High Bima ya Mmoja Single Cover 11,000 Fidia: TSh 4M Cover: TSh 4M Bima ya Pamoja: 17,000 Joint: 17,000 💰 Fidia ya Kifo Life Cover TSh 4 milioni TSh 4 million Pesa nyingi zaidi kwa familia yako Much more money for your family ♿ Ulemavu wa Kudumu \(TPD\) Total Permanent Disability \(TPD\) TSh 4 milioni TSh 4 million Ukiwa na ulemavu wa kudumu \(kama kupoteza mikono yote miwili, macho yote mawili, kusikia kabisa, au kuongea\) If totally and permanently disabled \(e.g., amputation or loss of use of both hands, total loss of sight in both eyes, total loss of hearing, or total loss of speech\) 🤕 Ulemavu wa Kudumu \(PPD\) Partial Permanent Disability \(PPD\) TSh 1 milioni \- 1.5 milioni TSh 1 million \- 1.5 million Ukiwa na ulemavu lakini si wa kudumu kabisa \(kama kupoteza mkono mmoja, jicho moja, sikio moja\) If permanently but partially disabled \(e.g., amputation or loss of use of one hand, loss of all sight in one eye, loss of all hearing in one ear\) 🩹 Ulemavu Mdogo \(MPD\) Minor Permanent Disability \(MPD\) TSh 300,000 \- 400,000 TSh 300,000 \- 400,000 Ulemavu mdogo wa kudumu \(kama kupoteza vidole\) Minor permanent disability \(e.g., loss of finger\(s\), toe\(s\)\) 🎁 Bonasi ya Mwaka No Claims Bonus TSh 20,000 \- 30,000 TSh 20,000 \- 30,000 Pata pesa kila mwaka 12 ukiwa huna dai Receive a cash lump sum every 12 months if there has been no claim on the policy in the year [ CHAGUA THAMANI YA JUU CHOOSE HIGH-VALUE ](/bima-ya-maisha-ombi?plan=premium-high) 🛡️ ## Bima ya Maisha ni Nini? What is Life Insurance? Ni mpango wa kulinda familia yako kiuchumi ukifariki. Unalipa kidogo kila mwezi, na familia yako itapata pesa nyingi ukitokea jambo. It's a plan to protect your family financially if you pass away. You pay a little every month, and your family gets a large sum if something happens. 💰 ### 1\. Lipa Kidogo 1\. Pay Little Malipo madogo ya kila mwezi kuanzia TSh 2,500 tu Small monthly payments starting from just TSh 2,500 🛡️ ### 2\. Umelindwa 2\. You're Protected Familia yako inalindwa mara moja unapoanza Your family is protected as soon as you start 💵 ### 3\. Familia Inapata Pesa 3\. Family Gets Money Hadi TSh 4M kwa matumizi yao Up to TSh 4M for their needs ## Angalia Jinsi Bima Inavyosaidia Kweli See How Insurance Really Helps Hadithi ya kweli ya Mwalimu John The true story of Teacher John 👨‍🏫 ### Mwalimu John, Umri 38 Teacher John, Age 38 Alikuwa mwalimu wa shule ya sekondari, mke wake na watoto watatu. Alichagua **Mpango wa Thamani ya Juu - Kiwango cha Wastani** \(TSh 6,500 kwa mwezi\) He was a secondary school teacher with his wife and three children. He chose the **High-Value Plan - Medium Tier** \(TSh 6,500 per month\) 💔 ### Mwalimu John Alifariki Teacher John Passed Away Familia ikaachwa bila mshahara wowote The family was left without any income 🛡️ ### Bima Ilisaidia\! Familia Ilipata TSh 3,000,000 Insurance Helped\! Family Received TSh 3,000,000 Hizi ndizo pesa zilivyotumika: Here's how the money was used: 🎓 Elimu Education TSh 1.5M Watoto 3 wataendelea shule kwa miaka 5 3 children continue school for 5 years 🏠 Maisha ya Kila Siku Daily Living TSh 800K Panga, chakula, bili - mwaka 1 Rent, food, bills - 1 year 💳 Madeni Debts TSh 500K Mkopo wa nyumba umelipwa House loan paid off 🙏 Mazishi Funeral TSh 200K Mazishi ya heshima Dignified funeral Matokeo Result **Mke wake hakuhitaji kuhamisha watoto shuleni\!** **His wife didn't have to move children from school\!** Familia iliendelea kuishi nyumbani kwao bila wasiwasi wa kifedha kwa mwaka mmoja mzima, na watoto wataendelea kusoma The family continued living in their home without financial worry for a full year, and the children will continue their education 💡 Mwalimu John alilipa tu TSh 6,500 kwa mwezi 💡 Teacher John paid only TSh 6,500 per month Familia yake ilipata TSh 3,000,000 - ni mara **46 zaidi** ya malipo yake ya mwezi mmoja\! His family received TSh 3,000,000 - that's **46 times more** than his monthly payment\! ## Tayari Kulinda Familia Yako? Ready to Protect Your Family? Anza leo na uhakikishe mustakabali wao ni salama Start today and ensure their future is secure [ Omba Bima Sasa Request Insurance Now ](/bima-ya-maisha-ombi) [ 0659 071 001 ](tel:0659071001) [ WhatsApp ](https://wa.me/255658104193) | \*150\*01\#