---
title: "Bima ya Ajali Tanzania - Fidia ya Kifo, Ulemavu na Hospitali | BIMA Milvik"
description: "Pata bima ya ajali kwa TSh 1,750/mwezi. Malipo: Kifo TSh 4.86M, Ulemavu hadi TSh 4.86M, Hospitali TSh 30K/usiku. Hakuna uchunguzi wa afya. Jiandikishe sasa!"
keywords: "bima ya ajali tanzania, accident insurance, fidia ya ajali, bima ya ulemavu, bima ya kifo, hospitali ajali, BIMA Milvik Tanzania"
url: "https://www.milvik.co.tz/bima-ya-ajali"
language: "en"
---

#  Linda Familia Yako  
Dhidi ya Ajali 

Malipo ya haraka katika ajali, ulemavu, au kifo 

#  Protect Your Family  
Against Accidents 

Quick compensation for accidents, disability, or death 

[ Omba Maelezo Request Info ](/bima-ya-ajali-ombi) [ Piga Simu Call Now ](tel:0659071001)

Au WhatsApp Or WhatsApp [0658 104 193](https://wa.me/255658104193)

🛡️

###  Usalama Kamili Complete Protection

🏥

Ajali Accidents

♿

Ulemavu Disability

💰

Fidia Compensation

👨‍👩‍👧‍👦

Familia Family

##  Bima ya Ajali Inafanyaje Kazi? How Does Accident Insurance Work?

Usalama wa kifedha kwa wewe na familia yako Financial security for you and your family

1️⃣

###  Jiandikishe Register

Piga \*150\*01\# au pigia simu. Hakuna uchunguzi wa afya\! Dial \*150\*01\# or call. No medical checkup needed\!

2️⃣

###  Lipa Kila Mwezi Pay Monthly

TSh 1,750 tu kwa mwezi kwa usalama kamili Only TSh 1,750 per month for complete protection

3️⃣

###  Pata Malipo Get Paid

Malipo ya haraka katika ajali, ulemavu, au kifo Quick compensation for accidents, disability, or death

##  BIMA YA AJALI - MPANGO WA MSINGI ACCIDENT INSURANCE - BASIC PLAN

Usalama wa Kifedha kwa Familia Yako Financial Security for Your Family

1,750 

TSh kwa mwezi TSh per month

\(TSh 21,000 kwa mwaka\) \(TSh 21,000 per year\)

###  Unacholindwa Your Coverage

💔

Fidia ya Kifo Death Benefit

TSh 4.86M TSh 4.86M

Familia yako inapata TSh 4,860,000 katika kifo cha ajali. Malipo haraka kusaidia familia wakati mgumu. Your family receives TSh 4,860,000 in case of accidental death. Quick payment to help family in difficult times.

♿

Fidia ya Ulemavu Disability Benefit

Hadi TSh 4.86M Up to TSh 4.86M

Pata hadi TSh 4,860,000 katika ulemavu wa kudumu kutokana na ajali. Msaada wa kifedha kwa matibabu na maisha. Receive up to TSh 4,860,000 for permanent disability from accident. Financial support for treatment and living.

🏥

Malazi Hospitalini Hospital Admission

TSh 30,000/usiku TSh 30,000/night

TSh 30,000 kwa kila usiku ulazwa hospitalini baada ya ajali. Hadi usiku 40 \(Jumla: TSh 1.2M\). Msaada wa gharama za hospitali. TSh 30,000 per night when hospitalized after accident. Up to 40 nights \(Total: TSh 1.2M\). Help with hospital costs.

[ OMBA BIMA SASA REQUEST INSURANCE NOW ](/bima-ya-ajali-ombi)

Hakuna uchunguzi wa afya unahitajika No medical checkup required

##  Kwa Nini Unahitaji Bima ya Ajali? Why You Need Accident Insurance?

🚗

###  Ajali za Barabarani Road Accidents

Tanzania ina ajali nyingi za barabara. Bima ya ajali inakusaidia na gharama za matibabu na fidia ya familia. Tanzania has many road accidents. Accident insurance helps with medical costs and family compensation.

🏗️

###  Ajali za Kazini Work Accidents

Ikiwa unafanya kazi ya viwandani, ujenzi, au usafiri, ajali zinaweza kutokea. Jiepushe na mzigo wa kifedha. If you work in factories, construction, or transport, accidents can happen. Avoid financial burden.

🏠

###  Ajali za Nyumbani Home Accidents

Kuanguka, kuchomeka, au ajali nyingine zinaweza kutokea nyumbani. Bima inakusaidia bila kujali mahali. Falls, burns, or other accidents can happen at home. Insurance helps regardless of location.

💰

###  Usalama wa Kifedha Financial Security

Linda familia yako na usalama wa kifedha. Usiachie familia mzigo wa madeni ya hospitali au mazishi. Protect your family with financial security. Don't leave your family with hospital debts or funeral costs.

##  Mfano Halisi: Bima Inasaidiaje? Real Example: How Insurance Helps?

###  Mfano: Juma ana ajali ya barabara Example: Juma has a road accident

Juma ana bima ya ajali. Anapata ajali kubwa ya pikipiki na analazwa hospital kwa wiki 2. Juma has accident insurance. He gets a serious motorcycle accident and is hospitalized for 2 weeks.

Siku ya 1 Day 1

Ajali inatokea Accident happens

🚑

🏥

Wiki 1-2 Week 1-2

Analazwa hospital \(usiku 14\) Hospitalized \(14 nights\)

TSh 420,000 TSh 420,000

Juma anapata: Juma receives:

TSh 420,000 TSh 420,000

\(usiku 14 × TSh 30,000\) \(14 nights × TSh 30,000\)

✅

Malipo ya TSh 1,750 kwa mwezi yanamlinda Juma na familia yake\! Payment of TSh 1,750 per month protects Juma and his family\!

##  Linganisha: Na Bima vs Bila Bima Compare: With Insurance vs Without Insurance

❌

###  BILA BIMA WITHOUT INSURANCE

😰

Familia inalazimika kuchuma fedha za hospitali Family must raise hospital funds

💸

Lazima uuze mali au ukope Must sell property or borrow

😢

Mzigo wa kifedha kwa familia Financial burden on family

✅

###  NA BIMA WITH INSURANCE

😊

BIMA inalipa gharama za hospitali INSURANCE pays hospital costs

💰

Familia inapata fidia ya haraka Family receives quick compensation

🙏

Amani ya akili na usalama wa kifedha Peace of mind and financial security

[ JIANDIKISHE SASA REGISTER NOW ](/bima-ya-ajali-ombi)

##  Maswali Yanayoulizwa Mara Kwa Mara Frequently Asked Questions

###  Je, ninahitaji kufanya uchunguzi wa afya? Do I need a medical checkup?

Hapana\! Hakuna uchunguzi wa afya unahitajika. Piga simu au \*150\*01\# tu. No\! No medical checkup required. Just call or dial \*150\*01\#.

###  Je, ajali zipi zinazofunikwa? What accidents are covered?

Ajali zote za barabara, kazini, nyumbani, au mahali popote. Ikiwa ni ajali, unalindwa. All accidents - road, work, home, or anywhere. If it's an accident, you're covered.

###  Nitapata malipo kwa muda gani? How long until I get payment?

Malipo yanafanywa haraka baada ya kuwasilisha hati sahihi. Kawaida siku 7-14. Payment is made quickly after submitting correct documents. Usually 7-14 days.

###  Je, familia yangu inalindwa pia? Is my family also covered?

Mpango huu unalinda wewe pekee. Kwa familia nzima, wasiliana nasi kwa mpango maalum. This plan covers you only. For whole family coverage, contact us for special plan.

##  Tayari Kujiandikisha? Ready to Register?

Linda familia yako leo kwa TSh 1,750 tu kwa mwezi Protect your family today for only TSh 1,750 per month

[ Jaza Fomu Fill Form ](/bima-ya-ajali-ombi) [ 0659 071 001 ](tel:0659071001)

Au piga \*150\*01\# | WhatsApp: Or dial \*150\*01\# | WhatsApp: [0658 104 193](https://wa.me/255658104193)